In my experience, the Howa looks nicer and has a smoother action, while the Savage probably has a better barrel and is more accurate. The triggers aren't great on either the Howa or the Stevens 200, but it is hard to find fault with a new accurate durable rifle that you can purchase for less than $300. I am in a similar quandary since my dealer can get me a Stevens for around $250 shipped versus a Howa barreled action for about $280 shipped. (I already have a Howa factory Butler Creek tupperware stock that came on a 6.5x55 that had accuracy issues and now wears a Boyd's laminated JRS stock instead) Trying to decide which one to get in 25-06 or .270 Win. Decisions, decisions..... :?