My mom also had a fraud protection credit card. The problem is, the place you'r buying from must decide to check for fraud. At least thats what they told my mother. She was a victim of fraud; got her money back though.
But, back to subject. Im not using pay pal, I'm using my mothers credit card at the site listed above. The rifle will be right around 600 bucks, started out at 520, but shipping and FFL charge took its toll.