Aside from the obvious fact that recoil is subjective....
The '95 is a light gun shooting a heavy bullet and has a steel buttplate.
If you have a tough shoulder and are already a little punchy, you'll love it. :eek:
Seriously...
Shooting offhand it's not unpleasant at all.
Shooting from the bench using an elbow rest position (upper body nearly vertical), it's tolerable for 20 or so rounds. A hand towel folded over the shoulder or a heavy coat helps a lot.
Shooting from a low rest or sandbag at the bench just plain hurts like the dickens! After 2 such shots, I was done for the day.
I wouldn't shoot this gun prone unless whatever I was shooting at was going to hurt me worse than the rifle.
A good recoil pad would make the '95 a fun big-bore gun.
You could always load it down, but what would be the point of a light .405?