It costs $MILLION$ to make a commercial. It is glaringly obvious - to the most casual observer - that the INSURANCE Industry makes too much PROFIT. It spends $MILLION$ to advertise and rakes in $BILLION$ of profits.
INSURANCE is the largest sponsor of the White-Collar recreational pursuit GOLF. Insurance doles out $MILLION$ to the Professional Elite in favors and gratuities while raking in $BILLION$ from the fawning masses.
How the Siren's Song of "what if" turned into the warm and fuzzy FEEL-GOOD snake-oil promise of "we'll make you whole again" that has been made MANDATORY in order to drive a car (with no promise of JAIL for those that drive without it), purchase a home (arguably necessary), or take out a loan, to name a few.
Insurance has invaded ordinary Life in you-elect-it warranties for appliances, phones, cameras, games, computers, you-name-it. Where does it end? Soros, Buffett, et al, Insurance Kingpins are laughing all the way to the bank.