To answer your first question, because that's how they've always done it. It will stabilize 300gr bullet though so should not be a worry. Second question, fit and finish pretty much equal with a little edge for better blueing to Winchester. For overall function and accuracy in both calibers, Marlin. Last, while I own a dozen levers, 66's, 86's, 92's, 94's when I wand to be sure that something over a 100lbs is on the ground, I grab a BLR non-magnum (308 or 257). The lever works just as naturally and a good bit faster while always being more accurate.