I don't have a Sako Black Bear but i do have two 85's. My "black bear" rifle is a stainless 338 Fed with jaw dropping walnut with knots and swirls in the grain. I have looked at the Ruger Gunsite.
If money were an issue, i would get a Savage Axis .308, put a Timney trigger on it, and install a Nikon Monarch 1-4x20 with the German no 4 reticule.. Or, a similar 1-4x20 scope of good quality and illumination.
If money were no object, i would get the Sako and a good Zeiss scope with a bold reticule. You cannot possibly go wrong with a Sako. They are head and shoulders above other factory rifles.
Triggers, bolts, magazine, everything is perfect. If i would get any other rifle i would be left thinking: "i wish this was that way, and that was this way". With Sako, i just adjust the triggers to my liking and i am happy. By the way: you can remove the magazine and insert an Allen wrench though a hole to adjust the triggers. They are better than any out there.
Ultimately it's your choice. Money is an issue for me, so.... i will wait a year or two and save and get another Sako.
Also, consider were and how you will hunt black bears. On a driven hunt in brush i would use a pump rifle.