I think I understand now.
The Handi is like a "Family" gun, you don't mind loaning them out to family and friends, not because they are cheap, but because they are dependable, easy to operate (even your Uncle Bert can understand them), fun to use, ...they just work. I don't loan out my Ruger #1's to anyone, not even to myself, they are just too pretty and have too nice of wood, always being careful with them (don't like having to be that way). I guess that is because I could not afford them when I was younger. But the Handi's I just seem to enjoy the most, they are more like me.
The people who own and use them are just different. Read some of the other gun brand forums here, none of them are as friendly as this one. It is a different kind of friendly here, like "FAMILY friendly" or like "OLD LONG TIME friends" friendly.