I came in here late, but let me first congratulate you on having a wife that has her priority's right!  Has she got a sister?  (kidding) 
Ok, you made a wise choice for a house gun.  The Charter is a fine weapon and will serve you well.  No, not as pretty as a S&W, but that's why it costs less.  For a carry gun, I would choose the smaller 5 shot model, but that's a personal choice.
Enjoy that gun.  Yes, charter's are accurate!  Surprise, surprise.  (It's been a secret until now)
44 Man