Yup, it really pays to ask all the questions you can. My insurance made me buy a rider for my guns AND accessories. Anything over $500 has to be listed seperately on the policy. I keep 3 or 4 pictures of each gun and a list of make, model, type, caliber, what it's made of and serial number for everything. Also keep track of where it came from and how I aquired it. All of that information stays in two places. One computer at home and on a CD and then I email it to myself and keep it at work too. All the guns are currently in a Browning Medallion Wide that weighs about 1200 lbs empty. Sits in a garage at my in-laws with a wooden cabinet around it and then blocked in tightley on two sides by my old Suburban that we leave in the US while overseas. Gotta get in the garage (not too hard) and then you gotta move the Suburban (harder to do, no battery), then break open the wood cabinet, THEN you have to deal with the 1500 pounds of safe and contents. Could be done but it would take some real work and a bit of time.
ngh