Downeaster, based on what you say about your intended use of the rifle is, I would buy one or two, take them to the range and test them. They seem kind of fragile to trust to life and death type stuff, you might want to get extra regular magazines and practice reloads. But you are right in a true crisis, something is almost always better than nothing and while it is easy for gun writers to say only X,Y, or Z will work for most of us financial limitations are real. If you are buying a new carbine, I would suggest that you take a look at the 7600 patrol rifle in 308. The extra expense is worth it for what you get. Wilson rear and XS front sight, metal trigger housing, no J-lock, and the trigger is better than the regular 7600s I have shot plus the barrel is 16.5 making it a little handier in tight places and vehicles.