I think most of the time dry firing is a bad thing to do. Pulling the trigger and having nothing happen seeps into your brain until you expect nothing to happen when you pull the trigger. Then one day you pick up the gun and pull the trigger and it isn't dry. It seems especially true with hand guns, but it is also true with rifles. I do it too, but I think you need to have it go bang more than have it do nothing but click. Take care. Larry
Simple, just make your dry firing into a routine.
As always, you should check to make sure ANY firearm you pick up is unloaded...common sense. This should be ground into your head by now.
From there, always do your dry firing in the same place...perhaps, in the same room pointing at the same wall. Make a routing of loading snap caps into magazines or into the chamber as well.
Dry firing is a GREAT skill that can make anyone a much better shooter (especially with handguns).
Your point is a valid one, but if you always practice the "Check to make sure all firearms are unloaded" rule whenever you pick one up there really isn't much of an issue.
JMHO
FWIW, I've been doing the "pencil eraser snap-cap" trick for years. It works well, just keep an eye on the eraser and swap it out from time to time.