I appreciate the great responses.
To answer the questions posed. When I say value, I don't mean a shoddy rust bucket. I'm looking for a rifle that will do the job if I do mine. I don't care about stainless, glossy wood, perfect blueing, or the silkiest action. Will it feed when I close the bolt and shoot where I aimed when I pull the trigger? I hope you can see what I mean. If I need to dig a hole, just give me a shovel that works, I just need a good tool.
I once had a fella let me shoot a high end custom 1911. Real slick. Pretty too. He told me about the trigger job, and the polished ramp, the sub MOA at some ungodly distance, and the this-and-that. It was nice, felt really good, and put the same .45 hole in the target as my stock Defender. Could I shoot better with it? How much better does it have to shoot to do the job? If I'm hip deep in snow freezing half to death with the biggest bull elk known to man in the sights how accucrate can I really be when I'm shaking from cold, nervousness, and excitement? Will a used Stevens let me humanly put down the elk at 400 yards as well as a Sako or Kimber, assuming that I can settle down long enough to put the sights on the vitals and pull the trigger? If so, then why do I need more?
I'm a simple man. I don't have a lot of disposable income nor do I care to spend more than necessary on a firearm. My shotgun is an 870 Express. I've owned a Wingmaster and an Auto 5. I've shot high end over and unders but the 870 puts just as many birds in the vest as the others. Matter of fact, my first shotgun was a singleshot H&R. Never missed my bag limit when the birds were flying. With that said, spending a little extra $$$ for a little bit better shooter is not out of the question just not the primary concern.
While I am a respecter of Mr. Recoil, I do not fear him. Yes, I have shot a 30-06. I have shot a number rifles, I just have never had the need to have a centerfire rifle of my own. And my arm has been so sore the next day that I could hardly lift it. What was that cannon I was shooting? I can't remember but it was a lot of fun.
From my selection of the 30-06 you may be able to tell that I am a purist, or a traditionalist, or a utilitarian, or whatever and like mentioned, it is a Jack-of-all-trade.
I'm not trying to come across harsh or defensive. The reasonable questions were posed as to my abilities and considerations. I have tried to let you get to know me a little better on this faceless medium.
I'll look into the Stevens/Savage line and the Howe/Vanguard packages. Mostly I'm going to start hitting the used gun racks and seeing if I can find a bargin. Maybe a Sako with a huge gash in the stocks or a horrendous scratch down the barrel that they're trying to get rid of because it is so ugly. RIGHT!

Thanks for the leads on optics. I have been told that glass is probably more important than the rifle.
Thanks kyelkhunter for the research. $500 for the whole setup is not unreasonable to me. I'll just have to drop a little more pocket change in the jar. Who knows, I may win the lottery and it won't really matter. (Now, where do I buy a ticket

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