Update:
I took the Handi to the range this afternoon. I'd made sure the latch was oil-free. I set up the sandbags where the trigger guard was almost recessed into the front bags. The stock was supported where all I had to do was grip and pull the trigger. When loading, I made sure it was a good solid lock. I inserted a 140 gr Core Lokt.....1st shot went ...

?. Didnt even hit the paper @ 100 yds. But....that's nothing new for me to miss the first shot (this has ONLY happened @ the range....I've only missed 1 deer in my life) Loaded again. Shot 2" up and 1 1/2" left. Loaded again.....1/2" right from shot #1. Loaded again....1/2" up and left of shot #2. Honestly, the best GROUP I think Ive ever shot. Switched ammo to the Winchester Super X Power Point 140 gr. Shots were all over the paper...left side.
GF showed up about an hour later.....she had a decent group of about 2-3". We went over to the 50 yd target....she shot 1" left of the bullseye, the next 2 she DRILLED the bullseye...the 2nd shot she changed to the bottom right target. then her last shot was 1" right. She looked @ me with that lil' grin of hers.....I KNEW I'd been outshot...lol. For now, our problems seem to be somewhat solved. We're both satisfied that the gun will shoot where you point it (kill zone), and she's developed the confidence she wanted & needed to make that 'kill zone' shot. She also shot the 25 06....it's just too long for her.
I'd like to thank y'all that offered advice and help in my 'troubles'. You're a GREAT bunch of shooters. I sent this link to my buddy, who has 2 Handi-Rifles...a 25 06 and a 308.
Thanks Again!!!!!!

Bill
PS....Im NOT gonna tell ya how she did with the 25 06.....other than "The girl can SHOOT!!!"

Glad Im not out in front of her!